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MedicarePlansGuide.org
Effective Date: December 2025
Last Updated: December 27th, 2025
MedicarePlansGuide.org (“Website”) is owned and operated by ZRN Health & Financial Services LLC (“Company,” “we,” “us,” or “our”).
This Privacy Policy explains how we collect, use, and share information when you visit or interact with this Website.
Information We Collect
Personal Information
We may collect personal information you voluntarily provide, including:
- Name
- Email address
- Phone number
- ZIP code or state
- Age range or date of birth
- IP address and approximate location
- Device and browser identifiers
Non-Personal Information
We may automatically collect non-identifying information such as:
- Browser type and operating system
- Pages viewed and time spent
- Referring and exit URLs
- Aggregated analytics data
How We Collect Information
Information is collected through:
- Online forms and quote requests
- Cookies and similar tracking technologies
- IP address logging
- Third-party analytics and monitoring tools
Cookies & Tracking Technologies
We use cookies, pixels, and similar technologies to improve Website performance, analyze usage, and support marketing activities. You may disable cookies through your browser settings, though some features may not function properly.
How We Use Information
Information may be used to:
- Respond to inquiries
- Connect users with licensed insurance professionals
- Provide educational content
- Improve Website functionality
- Conduct marketing and analytics
- Comply with legal requirements
Information Sharing
We may share information with:
- Licensed insurance agents, agencies, or carriers
- Service providers assisting Website operations
- Affiliates of ZRN Health & Financial Services LLC
- Legal or regulatory authorities as required
Information shared for lead-generation purposes may be considered a “sale” under certain state privacy laws.
Communications Consent (TCPA & CAN-SPAM)
By submitting information, you consent to receive calls, text messages, and emails regarding insurance-related products and services, including via automated systems. Consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time.
Children’s Privacy
This Website is not directed to children under 13. We do not knowingly collect personal information from children under 13.
Data Security
We use reasonable safeguards to protect information; however, no internet transmission is completely secure.
Do Not Track
We do not respond to browser “Do Not Track” signals.
Changes to This Policy
We may update this Privacy Policy at any time. Continued use of the Website constitutes acceptance of any changes.
Contact Information
- Sending an e-mail request to info@MedicarePlansGuide.org
Russell Noga is the CEO of ZRN Health & Financial Services, and head content editor of several Medicare insurance online publications. He has over 18 years of experience as a licensed Medicare insurance broker helping Medicare beneficiaries learn about Medicare, Medicare Advantage Plans, Medigap insurance, and Medicare Part D prescription drug plans.