Medicare Advantage Plans in Indiana for 2027: Carriers, County Choices and Network Checks

We counted only individual plans that a person can buy on their own. Employer and union retiree plans, PACE and cost plans are not included, so the totals reflect what most shoppers will see in Medicare Plan Finder.

Our analysis of CMS 2027 plan data. A county counts if a plan serves all or part of it.

Indiana leans much more toward PPOs than the country as a whole. Nationally, our count found HMOs make up 46% of individual plans and PPOs 33%. In Indiana the split is nearly reversed, which matters if you want the option of seeing doctors outside a network.

Our analysis of CMS 2027 plan data. Plan counts are statewide; not every plan is sold in every county.

Devoted Health is the newest large name on this list for many Hoosiers. Our overview of Devoted Medicare Advantage explains how the company works.

Our analysis of CMS 2027 plan data.

The four Indianapolis-area and Lake County markets each carry about 70 plans or more. Fort Wayne and South Bend sit in the low 60s. Vigo County has the fewest in the state at 32, and nearly half of those, 14, come from Humana. Devoted Health and Aetna Medicare do not appear in Vigo’s list in our data.

Pure HMOs are the smallest group in Indiana, with 24 plans. Because Indiana borders four states, many residents near a state line get care across it. If that is you, ask whether a plan treats your out-of-state doctors and hospitals as in network before you enroll.

Health systems decide which Medicare Advantage plans they accept, and those deals change. In Fort Wayne, Parkview Health says that for 2027 it is fully in network with Devoted, UnitedHealthcare, Humana and Aetna Medicare Advantage plans. It says Anthem Medicare Advantage is accepted only for its fully integrated dual eligible plans, and that Blue Cross Blue Shield Medicare Advantage plans from any state will not be accepted at its Indiana locations in 2027.

About one in three Indiana plans is a special needs plan. You can join one only if you meet its rules. In our count there are 21 chronic condition plans (C-SNPs), 12 plans for people with both Medicare and Indiana Medicaid (D-SNPs), and 9 plans for people living in a nursing facility or needing that level of care (I-SNPs).

Our analysis of CMS 2027 plan data. Giveback amounts vary by plan and are listed in each plan’s Summary of Benefits.

A Part B giveback can reduce what you pay for the 2027 Part B premium, projected at $209.50 a month. Plans that offer one may trade it for a narrower network or higher copays, so look at total costs, not just the premium.

Indiana created a Medicare Supplement birthday rule that took effect January 1, 2026. It lets people who already have a Medigap plan switch to the same plan letter at another company each year without health questions. It does not cover someone moving from Medicare Advantage back to Original Medicare, so a Medigap insurer may still review your health in that case.

Learn more in our guides to the Indiana Medicare Supplement birthday rule and Medicare Supplement plans in Indiana.