Medicare Advantage Plans New Jersey 2027: 70 Plans, 12 Carriers and the Braven Exit

Braven Health launched in January 2021 and grew to cover all 21 New Jersey counties. For 2027 it is not renewing any Medicare Advantage plans, so its coverage stops on December 31, 2026. Horizon BCBSNJ, one of Braven’s owners, is staying in Medicare Advantage next year only through special needs plans, which require Medicaid eligibility or a qualifying condition.

Our analysis of CMS 2027 plan data. Counts individual plans only; employer group, PACE and cost plans are excluded.

One detail stands out: PPOs make up more than half of the New Jersey lineup. That is a different shape than the country as a whole, where HMOs are the most common plan type. A PPO lets you see out-of-network doctors, usually at a higher cost share, which can matter if your doctors and hospitals are spread across more than one system.

Our analysis of CMS 2027 plan data. A carrier’s plans are not sold in every county.

The three national carriers account for 40 of the 70 plans. Clover Health and Devoted Health together add 14 more, and the rest come from smaller or regional names. Each carrier builds its own network, so the same hospital system can be in network for one plan and out for another.

Gloucester and Union each have 51 plans and Morris has 49, while Cumberland sits at 39. Even the thinnest county still has dozens of choices, so in New Jersey the problem is rarely a lack of plans. It is sorting through them. Start with your doctors and prescriptions, then narrow by network and cost.

Our guide to Part B giveback Medicare Advantage plans explains how the reduction shows up in your Social Security check. If you have both Medicare and Medicaid, read about Medicare dual plans before you compare.

For a Braven plan ending December 31, the guaranteed issue window for Medigap runs from about November 1, 2026 to March 4, 2027. Applying inside that window means the insurer cannot turn you down or charge more for health reasons. Our page on Medicare Supplement plans in New Jersey lists the plan letters sold in the state.

New Jersey’s State Health Insurance Assistance Program, known as SHIP, is run by the Division of Aging Services. Its trained counselors give free, unbiased help comparing plans, and many county offices of aging host sessions during the fall.