Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated November 7, 2026
Clover Health Medicare Advantage plans for 2027 are sold in parts of New Jersey, Georgia, South Carolina, Texas and Pennsylvania, and 14 of Clover’s 16 plans are wide-network PPOs. CMS gives Clover’s PPO contract 5 stars for 2027, which lets people join it outside the usual enrollment windows, though that score rests on a court-ordered recalculation that is still under appeal.
2027 by the Numbers
16
Clover individual Medicare Advantage plans for 2027 (our analysis of CMS 2027 plan data)
203
counties where at least one Clover plan is sold (our analysis of CMS 2027 plan data)
151 of 159
Georgia counties in Clover’s 2027 service area (our analysis of CMS 2027 plan data)
5 stars
2027 CMS rating for Clover PPO contract H5141 (Clover, October 2026)
Clover Health is a younger insurer than most names in Medicare Advantage. It was founded in 2014, is based in Franklin, Tennessee, and built its business on PPO plans that let members see any doctor who accepts Medicare, with in-network and out-of-network costs that differ by plan.
This page uses our own count of the CMS 2027 plan files to show where Clover sells, which plan names appear in each state, and what the 5-star headline does and does not mean. If you live in the Garden State, our New Jersey Medicare Advantage guide lists every other insurer there too.
✔ Based on CMS 2027 data
✔ Free plan comparison
